Attention homeowners: Real estate appraisal services for in Fort Collins and Larimer County

The top seven reasons why CO homeowners call on Fort Collins Appraisal, Inc.:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a CO property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Larimer county or CO

Do you own a home in or near Fort Collins? Do you need help determining the value of your real estate?
Contact Fort Collins Appraisal, Inc..

At Fort Collins Appraisal, Inc., we understand the particular needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Fort Collins Appraisal, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Fort Collins Appraisal, Inc., we're experienced in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is going down or is not appreciating as much as other homes nearby. That only means you are most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Fort Collins Appraisal, Inc. is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Fort Collins Appraisal, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Fort Collins Appraisal, Inc. can We can assist you. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.